Belmoney

Client: A multinational company with a distributed workforce across Europe, Africa, and Asia. Challenge: The company struggled with high fees, slow processing times, and compliance complexities when paying remote employees and contractors in different countries. Traditional banking solutions were costly and inefficient, leading to delayed salaries and employee dissatisfaction. Solution: By integrating Belmoney’s Remittance-as-a-Service platform into its payroll system, the company was able to: • Automate salary payments in multiple currencies. • Reduce transaction costs compared to traditional bank transfers. • Ensure compliance with international financial regulations. • Enhance employee satisfaction with faster and more reliable payments. Outcome: The company successfully streamlined payroll processing, reducing cross-border payment costs by 30% and improving payout speed from 5 days to less than 24 hours. This led to higher employee retention and operational efficiency. Why Belmoney? Belmoney’s scalable fintech solutions provided the company with security, compliance, and cost-efficiency.

Client: A leading Philippine digital wallet that enables users to pay bills, purchase goods, and transfer money locally. Challenge: Millions of Filipinos living and working in Europe send money home every month. However, traditional remittance methods are costly, slow, and inconvenient for topping up Philippine digital wallets. The wallet provider sought a faster, more affordable, and seamless way for Filipinos abroad to directly fund e-wallets in the Philippines. Solution: By integrating Belmoney’s Remittance-as-a-Service platform, the Philippine wallet provider enabled its users to: ✔ Receive instant top-ups from Europe into their digital wallets. ✔ Access cost-effective transfers, avoiding high remittance fees. ✔ Use multiple funding options (bank transfer, debit/credit card, cash deposits). ✔ Ensure compliance with regulatory and anti-fraud measures.

Client: A mid-sized remittance company struggling with limited payout networks and high operational costs for cross-border transactions. Challenge: The company wanted to expand its international reach, enabling customers to send money to more countries and access diverse payout methods. However, building a global payment network was expensive and complex, requiring multiple integrations, compliance measures, and settlement processes. Solution: By integrating Belmoney’s Remittance-as-a-Service API, the company gained instant access to: ✔ 150+ payout destinations worldwide. ✔ Multiple payment methods – bank transfers, mobile wallets, cash pickup, and card payouts. ✔ A single API connection, avoiding multiple costly integrations. ✔ Competitive FX rates and transaction fees, making remittances more affordable. ✔ A unified settlement system, reducing reconciliation complexity.

Client: Nubank, a leading Brazilian digital bank, wants to allow Brazilians living in Europe to instantly top up their Nubank accounts in BRL using EUR. Challenge: Millions of Brazilians work and live in Europe and regularly send money back home. However, existing remittance methods are: ✔ Slow – traditional bank transfers take days. ✔ Expensive – high fees and poor exchange rates. ✔ Complicated – requiring multiple intermediaries. Nubank wants a fast, low-cost, and seamless way for customers abroad to send money directly into their Nubank accounts. Solution: By integrating Belmoney’s Remittance-as-a-Service API, Nubank enables: ✔ Instant top-ups from Europe (EUR) to Nubank accounts (BRL). ✔ Competitive FX rates and low fees, making transfers more affordable. ✔ Seamless experience – users send money directly from Nubank’s app or a partner platform. ✔ Regulatory compliance – ensuring secure and compliant transactions. ✔ Single API integration – avoiding multiple technical setups.