Category
  • Fintechs
  • OTC Desks
  • Payments
Use Cases
  • B2B Payments
  • Payment Settlement
  • Payouts and Payroll
  • Trade Finance
  • Trading and Swapping
Circle Products Used
  • USDC
  • EURC
  • Mint
On/Off-Ramps
  • Yes
Platform
  • Web
Free/Paid
  • Free
Region
  • Europe
  • LATAM
  • Middle East and Africa
  • North America
Country
  • Argentina
  • Canada
  • Poland

Effortless, secure, and scalable payment solutions tailor-made for individuals and businesses.

Ardua is a global payment institution and boutique OTC desk enabling individuals and businesses to move capital across crypto and fiat ecosystems with ease, security, and full regulatory alignment.

We deliver tailor-made solutions that combine the flexibility of a hands-on boutique with the strength of licensed operations. Our clients trust us for discreet execution, complex onboarding, and seamless cross-border settlement - whether they’re managing treasury, trading, or international payments.

Licensed as a Canadian MSB, Ardua operates across key jurisdictions, serving high-value individuals, fintechs, OTC desks, and corporate entities with personalized service and global reach.

Ardua is part of a broader financial group designed to serve the full spectrum of crypto and fiat payment needs through regulated entities:

  • Astra – a licensed VASP in Poland, enabling compliant crypto operations across Europe.
  • Circuit – a registered PSAV in Argentina, offering the same crypto services locally under Argentine regulation.
  • Haz – a licensed PSP in Argentina, focused on domestic payment processing and fiat infrastructure.

Together, we offer an integrated ecosystem that combines regulatory strength, human execution, and technical capability - built for today’s financial complexity.

Use Cases

Crypto-Fiat Services for Clients of Financial Institutions

Banks, brokers, and wealth managers partner with Ardua to provide crypto and cross-border payment services to their clients without building infrastructure or taking direct regulatory exposure. We act as a licensed backend partner, enabling these institutions to expand their offering with on/off-ramp, settlement, and execution capabilities - all under their brand and with full compliance controls.

High-Value OTC Conversions for Private Clients

Individuals managing large crypto holdings or offshore wealth turn to Ardua for personalized OTC services. Whether exiting to fiat, reallocating between jurisdictions, or entering new positions, clients receive discreet execution, flexible settlement options, and full regulatory assurance - without relying on exchanges or fragmented intermediaries.

Paying Global Contractors in Crypto or Fiat

Tech companies and service platforms with distributed teams use Ardua to pay contractors worldwide in fiat or crypto, depending on the recipient’s preference. We handle KYC, currency conversion, and settlement with full regulatory compliance - eliminating friction, delays, and banking restrictions. This enables businesses to operate globally with speed and trust.

Liquidating Crypto Treasury into Fiat for Operational Expenses

Startups and DAOs holding crypto assets rely on Ardua to convert treasury funds into fiat to cover expenses like payroll, vendors, or tax obligations. We provide compliant off-ramp services with competitive execution and direct settlement into local or international bank accounts - allowing operational continuity without exposure to exchange risks or delays.

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