Resources
Category
  • OTC Desks
  • Payments
  • Remittances
Use Cases
  • B2B Payments
  • Payment Settlement
  • Payouts and Payroll
  • Trading and Swapping
Circle Products Used
  • USDC
Blockchains Supported
  • Ethereum
  • Polygon PoS
On/Off-Ramps
  • Yes
Platform
  • Web
Free/Paid
  • Free
Region
  • APAC
Country
  • Singapore
Support
APACX

Stablecoin-centric digital payments infrastructure specializing in Southeast Asia.

APACX is a stablecoin infrastructure provider focused on emerging markets.

Led by experienced professionals with a track record of success in Web3, fintech, e-banking, and digital entertainment, we serve a wide range of clients including traditional financial institutions, DeFi projects, and companies transitioning from Web2 to Web3, offering tailored go-to-market services.

We seek to build reliable, efficient, and scalable stablecoin infrastructure that empowers individuals and businesses through innovation and inclusion.

Use Cases

Cross-Border Merchant Settlement

APACX enables fast and cost-efficient cross-border settlement for merchants in the Philippines using PHT, a PHP-pegged stablecoin backed by digital dollars. Traditional remittance and settlement flows typically take 1-3 business days and incur fees of 1-3%. By leveraging blockchain rails and APACX’s WaaS APIs, partners can settle transactions within seconds at near-zero cost. This use case is particularly valuable for high-frequency industries like gaming, e-commerce, and digital services, where real-time settlement and liquidity rotation drive operational efficiency. Users also benefit from better FX conversion rates and transparency for both merchants and platforms.

Wallet-as-a-Service (WaaS)

APACX provides WaaS infrastructure to help partners launch crypto wallets and payment features via API. This generates high margin, recurring technical service revenue while enabling fast integration for fintech, gaming, and Web3 platforms.

Crypto Card

APACX offers multi-currency prepaid cards that allow users to seamlessly convert and spend stablecoins in the real world. These cards are issued in partnership with licensed payment providers and connected to Visa/Mastercard networks, enabling global acceptance online and offline.

This site contains content and information, including links to other sites and resources, that was prepared by third parties ("Third Party Content") who are not affiliated with Circle or any of its affiliates (collectively "Circle"). Circle makes no representations on the accuracy, suitability, or validity of Third Party Content. As such, Circle is neither responsible nor liable for any Third Party Content, including any errors, omissions, or delays, or for any actions taken in reliance upon any Thirds Party Content. Reference to any specific company, product, service, or website of any third party does not constitute an implied or express endorsement, recommendation, favoring or validation by Circle. All content provided is for educational and informational purposes only. Circle shall not be liable for any damage or loss relating to use of, or reliance upon, the Third Party Content.

Ready to connect with APACX?