Category
  • Ecommerce
  • Payments
Use Cases
  • B2B Payments
  • Cross-Chain Transfers
  • E-commerce Payments
  • Payment Settlement
  • Treasury Management
Circle Products Used
  • USDC
  • CCTP
Blockchains Supported
  • Arbitrum
  • Avalanche
  • Base
  • Ethereum
  • OP Mainnet
On/Off-Ramps
  • No
Platform
  • Web
Free/Paid
  • Paid
Region
  • North America
Country
  • United States
Support
Ari McCarthy

Multi-chain payment architecture for non-custodial retail payments.

AbraPOS specializes in non-custodial stablecoin payment infrastructure.

Our expertise lies in architecting high-performance retail terminals that use cross-chain transfer infrastructure to solve liquidity fragmentation. By orchestrating cross-chain sweeping protocols to Base and Solana, we help businesses reduce operational complexity and gas costs while maintaining 100% merchant custody. In so doing, we seek to support the mass adoption of digital dollars by creating seamless “TradFi speed” settlement workflows for the hospitality and retail sectors across major networks.

Services:

  • Web3 Payment Strategy: Consult traditional businesses on the integration of stablecoin-native payment rails and non-custodial wallet management.
  • Settlement Architecture: Design automated cross-chain workflows to consolidate fragmented liquidity and automate treasury management via cross-chain transfer infrastructure.
  • Merchant Onboarding: Provide hardware-agnostic, non-custodial POS solutions (AbraPOS) that bridge the gap between retail environments and onchain settlement.

Expertise:

  • Stablecoin Protocols: Deep implementation knowledge of cross-chain transfer protocols and stablecoin issuance/burn mechanisms.
  • Infrastructure Optimization: Expert in reducing node latency and optimizing transaction propagation for real-time retail checkout environments. Alchemy EVM Certified.
  • Multi-Chain Infrastructure Proficiency: Expert-level knowledge of architecting stablecoin-native settlement across Ethereum, Base, Arbitrum, Avalanche, Optimism, Polygon, and Solana. Specialized in utilizing Layer-2 scaling solutions and high throughput L1s to minimize gas overhead and optimize on/off-ramps for global merchants.

Use Cases

Omni Channel Retail & Hospitality Payments

Traditional credit card processors charge high fees (3%+) and delay settlement for 3–5 days. By using stablecoin-native payment rails, merchants receive funds instantly with near-zero transaction costs. AbraPOS provides a hardware-agnostic terminal that allows hospitality and retail venues to accept payments from customers on any major chain (Ethereum, Solana, L2s) while maintaining a unified checkout experience.

Automated Cross-Chain Liquidity Consolidation

Merchants often face “fragmented liquidity” when they accept payments across multiple blockchains. By leveraging cross-chain transfer infrastructure, we automate the “sweeping” of digital dollars from multiple chains, including Ethereum, Base, Avalanche, Arbitrum, Optimism, Polygon, and Solana, directly to a central hub on Base or Solana. This removes the complexity of managing multiple gas tokens and bridge risks, ensuring a merchant’s capital is always consolidated and ready for use.

Real-Time Merchant Settlement & Cash Flow

In high volume environments like restaurants or cafes, cash flow is critical. Traditional "Net-30" or "Net-7" settlement cycles cripple small businesses. Stablecoin infrastructure enables Real-Time Settlement (RTS), where the merchant has 100% custody and access to their revenue the moment the "Scan-to-Pay" transaction is confirmed. This allows for immediate reinvestment into inventory or payroll.

Non-Custodial Treasury Management

Centralized payment processors can freeze accounts or withhold funds without notice. By architecting a non-custodial infrastructure, AbraPOS ensures that the merchant remains the sole owner of their private keys and funds. The technology utilizes smart contract logic to automate business operations (like sweeping or off-ramping) without ever requiring a third party to take custody of the merchant’s assets.

Low Latency Infrastructure for High Volume Commerce

Retail environments cannot tolerate the 10-20 second lag times often associated with public blockchain nodes. By integrating Alchemy’s high-performance RPC transports, we eliminate "wallet connection race conditions" and reduce balance-fetch latency by 400ms+. This ensures that the blockchain interaction is "invisible" to the customer, providing the sub-second responsiveness required for a modern POS system.

Optimized Fiat Off-Ramp Interoperability

The “last mile” of Web3 adoption is the move back to fiat currency for taxes and local expenses. We architect workflows that consolidate digital dollars to Base or Solana to leverage their deep integration with major exchanges like Coinbase. This minimizes the gas overhead and slippage usually associated with off-ramping, providing merchants with a cost-effective bridge between digital assets and their local bank accounts.

This site contains content and information, including links to other sites and resources, that was prepared by third parties ("Third Party Content") who are not affiliated with Circle or any of its affiliates (collectively "Circle"). Circle makes no representations on the accuracy, suitability, or validity of Third Party Content. As such, Circle is neither responsible nor liable for any Third Party Content, including any errors, omissions, or delays, or for any actions taken in reliance upon any Thirds Party Content. Reference to any specific company, product, service, or website of any third party does not constitute an implied or express endorsement, recommendation, favoring or validation by Circle. All content provided is for educational and informational purposes only. Circle shall not be liable for any damage or loss relating to use of, or reliance upon, the Third Party Content.

Ready to connect with AbraPOS?