1Konto powers real-time institutional finance with stablecoins and fiat.
Our platform enables banks, PSPs, corporate FX platforms, and corporate treasuries to move value instantly, trade with deep liquidity, and unlock capital through our OTC desk or via a single API.
What We Do:
Why Partners Choose 1Konto:
Use Cases:
Modernize settlement, expand liquidity, and accelerate growth with 1Konto. Connect with our team to integrate in weeks and move money at the speed of business.
CFOs and treasury teams log into 1Konto’s dashboard to convert and move funds in minutes, replacing slow SWIFT wires. One click sends stablecoins and auto-routes them to various fiat currencies at locked FX spreads. For streamlined processing, developers can call the same workflows via a single REST API. The result: same-day liquidity, lower fees, and full onchain payment visibility.
Designed for banks, corporate FX platforms, and PSPs, 1Konto lets treasury teams move value in minutes instead of days. Move fiat-to-fiat instantly through local rails, or switch to a stablecoin on/off-ramp when it is faster or more cost effective. Local Rail Fiat: Send or receive via WIRE, SEPA, Faster Payments, SPEI, and similar systems for the quickest domestic settlement. Stablecoin On/Off-Ramp: 1Konto automatically routes the transfer over stablecoin rails behind the scenes and delivers the destination currency (USD, EUR, GBP, AUD, BRL, COP, ARS, MXN, or any requested pair) in one step, abstracting complexity from the counterparty. Both workflows run in the web dashboard or through a single REST API. Additional currencies can be enabled on request to match counterparty needs. Funds settle directly into your own bank or custodian accounts. Fast settlement frees working capital and reduces transaction costs by up to 50%.
Fintech platforms embed best-price FX and stablecoin quotes via a single endpoint, allowing customers to settle directly with 1Konto. End users onboard with 1Konto within a white-label flow, execute conversions across various fiat currencies and stablecoins, and receive funds in their own accounts. The fintech holds no customer money, earns a revenue share on each trade, and launches a new profit stream without requiring additional licensing.
Corporates convert idle balances into needed currencies on demand. The dashboard shows live quotes for USD, EUR, GBP, AUD, MXN, and more. One click (or API call) executes the trade and settles funds quickly, ensuring business units have the right currency when they need it.
Banks, corporate FX platforms, and PSPs shift digital dollars and euros between native chains quickly, supporting their internal treasury and end-client settlement needs. From the web portal or a single REST API, users choose the source network (Ethereum, Solana, or Stellar), pick the destination chain, and confirm. 1Konto pre-positions liquidity so the same notional arrives on the target chain with no slippage and fixed fees. Cross-chain swaps help desks lower gas costs, fund onchain strategies where yields are highest, and balance reserves for settlement.
Institutions pledge BTC to secure over-collateralized credit lines and receive stablecoins or their chosen fiat within hours. Collateral sits in segregated wallets with independent tier-one custodians, maintaining 65% – 75% LTV for strong risk protection. Borrowers can top up or repay at any time through the web portal or OTC.
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